Financing your Ram vehicle is made that much easier when you work with your local automotive team at Croton Auto Park near Ossining, New York. Buying or leasing a truck or van from a Ram-certified dealership means opening yourself up to dealer-exclusive savings opportunities. These include low-rate car loans, auto maintenance and repair financing, Mopar parts warranties, and more! The Ram-specialized finance team awaits your arrival; visit our full-service Ram dealership today to explore our large inventory of new and used Ram vehicles to get pre-approved for an auto loan!


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Finance Department

The Basic Components of an Auto Loan from Croton auto Park

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Ram Model to Buy near Ossining, NY

The Ram truck and van lineup at Croton Auto Park is here to provide you with powerful and thrilling American ingenuity. Whether you're interested in a powerful Ram truck or van, every single vehicle we have on the lot leads offers drivers bold, beautiful design and performance. The Ram 1500 pickup truck, for example, is a popular and iconic light-duty truck that turns heads on and off the road with eye-catching looks and powerful capabilities. The Ram 2500 and Ram 3500 are great Heavy Duty options for those looking for extra towing power, whether on your next trip or on the job site. Business owners in the Ossining, NY area can use the Ram Promaster to bring everything along with them, wherever they need to work. Find all of these options and more, view our specials online, or contact us now to take the next step.


How to Apply for Ram Financing at Croton Auto Park

Start the Ram financing process today with a quick phone call to the Croton Auto Park team and we'll get you set up right away near Ossining, NY! Our Ram finance professionals will work with you to begin your car payment plan and ensure you're getting the most for your money. Apply for Ram financing with our online application to get started right now!


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